The insurance agreement is considered binding and cannot be...

The insurance agreement is considered binding and cannot be cancelled except with the consent of both parties. It is not permissible for a Muslim to give false information to the insurance companies with the purpose of obtaining something that he is not entitled to just as he is not allowed to intentionally fake an accident like fire, for example, in order to gain something. Nor would the insurance benefits be lawful for him.

(See the question-answer section below.) At times the higher interests of the Muslims in non-Muslim countries demand that Muslims seek membership of political parties , enter parliaments, and representative assemblies. In such cases, it is permissible for Muslims to engage in such activities as much as is demanded by the interest [of the Muslim community] that must be identified by consulting the trustworthy experts.

Under no circumstance is it permissible to cheat in school exams irrespective of the fact that cheating is done by mutual help among the students or by the passing of notes or by duping the inspector and other illegal methods that are against the [education] system. (See the question-answer section below).

Questions and Answers Question: If a Muslim tries to get from the bank’s cash dispensing machine some of his own money and more money than what he had asked for is dispensed, is he allowed to take the extra money without the bank knowing about it? Answer: It is not allowed. Question: A Muslim buys a commodity from a foreign company in a non-Muslim country; the seller by mistake gives more than what was ordered. Is the Muslim customer allowed to take the extra?

Is he obliged to inform the seller about the mistake? Answer: It is not lawful for him to take the excess amount; if he did so, it is obligatory for him to return it. Question: A Muslim employee of a non-Muslim company is in a position to misappropriate company’s products. Is he allowed to do this? Answer: It is not permissible. Question: Is it permissible to tamper with electric or water or gas meters, in non-Muslim countries? Answer: This also is not permissible.

Question: A Muslim in the West claims that he used to drive in his country for many years and supports his claim with a document from a given source so that he gets a preferable rate for his insurance premium. Is he allowed to change the fact in his statement, even if it is by tawriya (equivocation)? Is it permissible to help him for this purpose?