In this verse...

In this verse, the state of usurers is presented - both here and in the Hereafter. The Justifications of Usurers Usurers claim that their deed is similar to engaging in trade. They should be told that God has allowed trade, but He has forbidden usury. This is because in trade both sides are equally prone to lose or gain, while in usury the one who gives the loan never loses. Also note that in normal trade both sides help develop production and consumption, while a usurer helps neither.

In addition, our capital will be channeled into the wrong directions causing the economy to suffer when usury is practiced, while trade fosters the healthy flow of capital in the economy. Devouring usury will also result in animosities and class disputes while engaging in trade does not.