ভূমিকা

Shiavault - a Vault of Shia Islamic Books The Codes of Training The Income of the Household and Expenses In the management of a house, the most vital aspect is the control of the purse strings. Any sensible household would keep track of their regular income and expenditure. As it is said, they cut the coat according to the length of the cloth available. They make efforts to keep their expenses within the amount of inflow of cash into the familys account.

Every family should know their priorities and allocate money to different items of expense on that basis. Careful families always try that they dont fall into debt trap. They will thus avoid unnecessary worries coming their way. Even if their economic condition is bad for a time, they plan and overcome these difficulties in some time. They avoid reducing themselves to the status of penury through proper management of their limited resources.

Contrary to this the families that are careless about proper management of their expenses, who are extravagant and continue living beyond their means, fall into the habit of compulsive borrowing. To meet the bills for their expenses, they are forced even to borrow money at high rates of interest. Since they are compulsive borrowers, they dont mind buying expensive things on credit. Such families are never free of worries.

They come to such a pass that sometimes they are not able to buy the basic necessities of day-to-day living. Such things happen even to families whose incomes are reasonably sound. They will be in their straitened circumstances because of not having a proper plan for expenditure. These people are the victims of false pomp and show. The welfare of the family depends not only on earning and bringing some money home, but it also requires proper budgeting and control of the expenses.

Imam Jafar Sadiq says: When Allah wants a family to prosper, then he gives them the capability of wisdom and order in life. [1] All excellence is assembled in three things: One of them is making use of understanding and prudence in managing their finances. [2] Extravagance becomes the cause of poverty and penury, and moderation in life provides contentment and comfort. [3] Hazrat Ali says: With thrift, half the requirements can be met.

[4] There are three signs of an extravagant person: (1) He wants to eat what he has not; (2) He buys the [1] Kaafi, Vol. 5, Page 88. [2] Ibid., Page 87. [3] Wasaail al-Shiah Vol. 12, Page 41. [4] Mustadrak, Vol. 2, Page 424.