Who is this for?
Who is this for?' Allah replied, “This is for the person who gives his worth over to me.” The person questioned, 'O' Lord!
And who is the one whose worth is that?' Allah said, 'You.' The man then said, 'And how is that possible?' Allah replied, 'By you forgiving your brother (you have given your worth over to me).' The man then said, 'Surely I have forgiven him.' At this time, Allah, the Noble and High, said, 'So then take your brother by your hand and both of you enter into Paradise.' The Messenger of Allah (S) then said, 'Have consciousness of Allah and sort out the disagreements between yourselves.'”[^1] and [^2] In this tradition, there are two very important points which we must pay attention to: In the next life, there will be no other way to repay the debts which were left over from the material world and there will not be a way to become absolved from any responsibilities that one was under (in this world).
Thus, the material rights which are on a person will be transformed into spiritual rights (in the next life). For example, if in this world a person does not pay back his loans, then according to a verse of the Qur`an: يَوْمَ لاَ يَنْفَعُ مَالٌ وَ لاَ بَنُونَ “On the day when neither wealth nor sons will profit anyone…”[^3] on this day (Day of Judgement), one must repay his debts through his good deeds.
If a person does not have any good deeds to give out, then one will have to accept the other person's sins on his record. This is a very important issue that no matter how many good deeds a person possesses, when he enters into the field on the Day of Resurrection, he may end up as a penniless beggar - what else does he have to give to other people except his deeds? No matter how few sins a person may have on his record, here, in that great location, his sins may be increased.
A question which may arise is how is it possible for a person to take on the responsibility of the sins of other people? It is for this reason that while in this world, we account all our actions and pay back any debts that we have on us since. If for example, Allah forbid, we insult a person then we must seek his forgiveness since that which is even more important than the wealth of a Muslim is his honour and dignity.