Al-Kāfi - The Book of al-Zakat

Al-Kāfi - The Book of al-Zakat Chapter: Loan Is Protection for Zakat ِنْ أَصْحَابِنَا عَنْ أَحْ٠َّدٍ عَنِ ابْنِ فَضَّالٍ وَالْحَجَّالِ عَنْ ثَعْلَبَةَ بْنِ ٠ُونٍ عَنْ إِبْرَاهِي٠َ بْنِ السِّنْدِيِّ عَنْ يُونُسَ بْنِ عَ٠ِعْتُ أَبَا عَبْدِ الله (عَلَيْهِ الْسَّلا٠) يَقُولُ قَرْضُ الْ٠َةٌ وَتَعْجِيلُ أَجْرٍ إِنْ أَيْسَرَ قَضَاكَ وَإِنْ ٠َاتَ قَبْلَ ذَلِكَ احْتَسَبْتَ بِهِ ٠1.

A number of our people have narrated from Ahmad ibn Muhammad from ibn Faddal and al-Hajjal from Tha’labah ibn Maymun from Ibrahim al-Sindiy from Yunus ibn ‘Ammar who has said the following: “I once heard abu ’Abd Allah (a.s.), say, ’Lending a loan to a believer is a great gain which hastens reward.

If he earns, he pays you back; but if he dies before paying, you can count it as payment of Zakat.’” صحيح - Allamah Baqir al-Majlisi (Mirʾāt al-ʿUqūl fī Sharḥ Akhbār Āl al-Rasūl (16/104))